Patient Information

Insurance Information


The purpose of this communication is to enable you to obtain the maximum benefits allowable under your insurance plan, when applicable, and to assist you in understanding our office policies.

Provider List

Below is a list of insurance companies we are contracted with.  If you have an insurance plan that is not on this list, we are happy to submit and file your claim and work with your company to get you your full benefits. Please call us with any questions.

  • Aetna
  • Advantica
  • Ameritas
  • Anthem BCBS
  • Assurant DHA (Sunlife) Assurant will be rebranding as Sunlife over the next couple years.
  • Cigna
  • Delta Dental
  • Dental Source
  • Guardian
  • Humana
  • MetLife
  • TriCare
  • Principal
  • United Concordia
  • United Health Care DBP

Financial Arrangements

We welcome and encourage frank discussion of services and fees prior to treatment in order to avoid misunderstandings. The financial obligation for the treatment we render to you is your responsibility. However, we will be pleased to assist you in submitting your completed claim form to your insurance company for reimbursement.

​We will provide you an up-to-date estimate for out-of-pocket costs for your treatment.

Possible Limitation On Your Coverage

Most insurance plans will not pay for the entire cost of your care. Your policy may include one or more of the following limitations:

  • A list of exclusions of certain procedures
  • A co-payment provision
  • A dollar limit on covered servicesA co-insurance clause
  • A table of allowance
  • A deductible clause
  • Any combination of the above

Insurance plans vary considerably. We suggest that you determine if any of these limitations apply to your particular contract. Some insurance contracts contain a table of allowances or a schedule of benefits. These tables are not fee schedules, although they may be described as such in your contract. They are actually lists of the amount toward the surgeon’s actual fees, which your insurance company will pay under the terms of the contract. The insurance companies will try to confuse you by calling their fee schedule – USUAL, CUSTOMARY, AND REASONABLE (UCR). In some cases, these amounts may be less than that of the actual charges.

​Should you wish to determine the benefits to which you are entitled under the provisions of your contract, we recommend that you contact your insurance company to obtain precise information about the extent of your coverage.

​Avoiding Misunderstandings

Our office takes the position that the determination of proper treatment is a matter to be decided between the doctor and the patient. Our office will assist you with predetermination of benefits and estimated expenses for the treatment. We will also furnish sufficient documentation to assist you in obtaining the benefit to which you are entitled. This policy is based upon the philosophy that the necessity, appropriateness, and quality of oral and maxillofacial surgery care are properly determined by knowledgeable professionals.

​Denial Of Benefits

Realizing the importance of health insurance we urge you to become familiar with your insurance contract and utilize its benefits. In the event that you do not receive the benefit you believe you are entitled to from you insurance carrier, we suggest you contact your carrier and your employee benefits representative to request the appropriate professional review. If we can be of assistance to you in these endeavors, we will make every effort to do so.

​Please bring your insurance information with you to the consultation or surgery so that we can expedite reimbursement.


​If you have any questions or concerns please contact our office: 314-328-5995

Oral surgical care in a safe, warm, and caring environment!

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5 of 5 stars of 167

“For the gentle care on my three extractions–you’re the best!”

5 of 5 stars of 167

“…we were happy to find somoeone that was caring…we will never forget the care and concern you showed to our mother”

5 of 5 stars of 167

Very friendly staff. Doctor spent time to explain and answer questions. Easy to make an appointment. Easy to get a recheck. Staff and Doctor made themselves readily available for questions after surgery even during holidays.

Laurie M.
Happy Patient

5 of 5 stars of 167

Best oral surgery place! Everyone is so friendly & caring! They did a great job of making sure I was comfortable & the surgeon did an excellent job-they even gave me some Ted Drewes to bring home!

Deb M.
Happy Patient

5 of 5 stars of 167

“You are an awesome doctor! Also, your assistants were great and made everything so much easier. Thank you for being such a caring doctor.”

5 of 5 stars of 167

The Staff was very helpful, Chrissy made my visit wonderful, she made me feel at ease and helped me to not be apprehensive. Dr. Loveless did a great job of extracting my tooth. I would highly recommend him and his staff.

5 of 5 stars of 167

My experience with the ladies and Doctor Loveless was great. I had never been put under by anesthesia before and they made me comfortable and very relaxed. They took care of me from the beginning consultation to leaving minus 4 teeth. Thankfully Dr. Loveless is a younger man so he will hopefully be around to treat my children with the same care, someday.

5 of 5 stars of 167

Excellent oral surgeon. I had to have my wisdom teeth removed and was terrified. The staff at Archway were very professional and took care of me. Painless proceedure and I was in and out in a hour. highly recommended thank you very much!

Patrick H.
Happy Patient

5 of 5 stars of 167

Dr. Loveless and his team were amazing! I was a new patient and called to see if I could get in right away to remove a wisdom tooth. It was an emergency, and they got me in within the hour!! The staff through out my whole experience, from the front desk to the dental assistants, were GREAT!!!! The office was fresh and clean. I highly recommend Dr. Loveless if you’re looking for an oral surgeon.

Raegan M.
Happy Patient

5 of 5 stars of 167

Dr. Loveless and the rest of his team was great! They made the whole experience very enjoyable. I was really nervous before going into my surgery and the team was very friendly and made me feel at ease. I will definitely recommend friends and family to Dr Loveless. He has a great bedside manner and, is very professional. I know ive found an awesome oral surgeon.

Angie B.
Happy Patient

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St. Louis Office

Washington Office

St. Louis Office

Office: (314) 328-5995

Address:
16 Hampton Village

Plaza Suite #200

St. Louis, MO 63109

Washington Office

Office: (636)-239-5959

Address:
1015 Washington Square Center

#F

Washington, MO 63090

Financing

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