Patient Information

Insurance Information


The purpose of this communication is to enable you to obtain the maximum benefits allowable under your insurance plan, when applicable, and to assist you in understanding our office policies.

Provider List

Below is a list of insurance companies we are contracted with.  If you have an insurance plan that is not on this list, we are happy to submit and file your claim and work with your company to get you your full benefits. Please call us with any questions.

 

  • Ameritas
  • Anthem BCBS
  • Assurant DHA (Sunlife) Assurant will be rebranding as Sunlife over the next couple years.
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • MetLife
  • Principal
  • United Concordia

Financial Arrangements

We welcome and encourage frank discussion of services and fees prior to treatment in order to avoid misunderstandings. The financial obligation for the treatment we render to you is your responsibility. However, we will be pleased to assist you in submitting your completed claim form to your insurance company for reimbursement.

​We will provide you an up-to-date estimate for out-of-pocket costs for your treatment.

Possible Limitation On Your Coverage

Most insurance plans will not pay for the entire cost of your care. Your policy may include one or more of the following limitations:

  • A list of exclusions of certain procedures
  • A co-payment provision
  • A dollar limit on covered servicesA co-insurance clause
  • A table of allowance
  • A deductible clause
  • Any combination of the above

Insurance plans vary considerably. We suggest that you determine if any of these limitations apply to your particular contract. Some insurance contracts contain a table of allowances or a schedule of benefits. These tables are not fee schedules, although they may be described as such in your contract. They are actually lists of the amount toward the surgeon’s actual fees, which your insurance company will pay under the terms of the contract. The insurance companies will try to confuse you by calling their fee schedule – USUAL, CUSTOMARY, AND REASONABLE (UCR). In some cases, these amounts may be less than that of the actual charges.

​Should you wish to determine the benefits to which you are entitled under the provisions of your contract, we recommend that you contact your insurance company to obtain precise information about the extent of your coverage.

​Avoiding Misunderstandings

Our office takes the position that the determination of proper treatment is a matter to be decided between the doctor and the patient. Our office will assist you with predetermination of benefits and estimated expenses for the treatment. We will also furnish sufficient documentation to assist you in obtaining the benefit to which you are entitled. This policy is based upon the philosophy that the necessity, appropriateness, and quality of oral and maxillofacial surgery care are properly determined by knowledgeable professionals.

​Denial Of Benefits

Realizing the importance of health insurance we urge you to become familiar with your insurance contract and utilize its benefits. In the event that you do not receive the benefit you believe you are entitled to from you insurance carrier, we suggest you contact your carrier and your employee benefits representative to request the appropriate professional review. If we can be of assistance to you in these endeavors, we will make every effort to do so.

​Please bring your insurance information with you to the consultation or surgery so that we can expedite reimbursement.


​If you have any questions or concerns please contact our office: 314-328-5995

Oral surgical care in a safe, warm, and caring environment!

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5 of 5 stars of 811

What can I say? No one likes to visit the dentist…especially for anything other than having their teeth cleaned. I am no different. Hated that I had to have a tooth taken out but it was necessary. I was referred here by my dentist to see Dr. Loveless. If I ever have to have anything else done from an oral surgeon, I would never wish to see anyone else. Dr. Loveless and his staff not only made me feel less anxious but they were super nice and made sure that I knew everything that was being done. I would refer them to anyone with complete confidence! If I could give them more than 5 stars, I would. I want to tell them all thank you for making this process much easier on me. Just an amazing staff and surgeon!!

5 of 5 stars of 811

My father had gone for a root canal the night before and a root fracture was discovered so the tooth could not be saved. We called the next morning to set up an oral surgery appointment and Dr. Loveless was able to accommodate him the same day. The staff explained everything in great detail regarding finances and post operative instructions. Dr. Loveless also discovered another area of concern and removed an additional tooth. This was extremely helpful since my dad is on blood thinners and we really wanted to avoid having to make two trips. Very clean office as well. Will recommend everyone we know to the practice.

5 of 5 stars of 811

The Staff was very helpful, Chrissy made my visit wonderful, she made me feel at ease and helped me to not be apprehensive. Dr. Loveless did a great job of extracting my tooth. I would highly recommend him and his staff.

5 of 5 stars of 811

This surgeon is great. ALL his staff is outstanding. Had implant done, basically painless, very interesting procedure. Assistant /hygienist (practically doctor) Emily was great. Highly recommend this office.

Larry C.
Happy Patient

5 of 5 stars of 811

I went to get my wisdom teeth removed a few days ago & i could not wait to leave a review. My experience was absolutely PHENOMENAL. I wish i could give them more stars. Everyone at the facility was nice, accommodating and very professional. The procedure was done very quickly and they even gave me Ted Drew’s afterwards! My recovery has been unbelievably easy & fast. I had all 4 wisdom teeth extracted and there was very little swelling. I’ve barely had to take any pain medication and i was even able to eat the next day! I’m convinced they are magicians because the entire experience was just so great it seemed unreal! I never leave reviews but I just had to after receiving such amazing treatment. They definitely live up to the reviews!

Keyonna H.
Happy Patient

5 of 5 stars of 811

My experience with the ladies and Doctor Loveless was great. I had never been put under by anesthesia before and they made me comfortable and very relaxed. They took care of me from the beginning consultation to leaving minus 4 teeth. Thankfully Dr. Loveless is a younger man so he will hopefully be around to treat my children with the same care, someday.

5 of 5 stars of 811

Dr. Loveless and his team were amazing! I was a new patient and called to see if I could get in right away to remove a wisdom tooth. It was an emergency, and they got me in within the hour!! The staff through out my whole experience, from the front desk to the dental assistants, were GREAT!!!! The office was fresh and clean. I highly recommend Dr. Loveless if you’re looking for an oral surgeon.

Raegan M.
Happy Patient

5 of 5 stars of 811

Dr. Loveless did an amazing job. I needed a wisdom tooth extracted that had a large cavity. He got it out whole in less than 1 minute. He is great. His staff is wonderful too. My whole experience was great. I will refer anyone that needs an oral surgeon!

Pamela W.
Happy Patient

5 of 5 stars of 811

“You are an awesome doctor! Also, your assistants were great and made everything so much easier. Thank you for being such a caring doctor.”

5 of 5 stars of 811

“For the gentle care on my three extractions–you’re the best!”

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St. Louis Office

Washington Office

St. Louis Office

Office: (314) 328-5995

Address:
16 Hampton Village

Plaza Suite #200

St. Louis, MO 63109

Washington Office

Office: (636)-239-5959

Fax: (314) 328-5996

Address:
551 E 5th Street

Washington, MO 63090

Financing

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